As a Independent Medicare Insurance Brokers, we provide free consultative services to people who are eligible for Medicare. We are committed to helping you find the Medicare insurance coverage for your individual needs. As brokers, we represent over 30 different insurance plans through more than 10 different insurance companies.
We help you clearly understand how Medicare insurance works for you, what your Medicare choices are, and how you can save the most money on your Medicare coverage. As independent brokers, we represent many different insurance companies and Medicare plans such as Medicare Supplement Plans, Medicare Advantage Plans, and Medicare Part D Prescription Drug Plans.
Angela is a former case manager for people with intellectual disabilities and spent many years working in admissions for a Rochester nursing home. Tom has over 40 years providing exceptional customer service in the banking and retail industries. Choosing Tom and Angela as your Medicare Brokers gives you access to a vast network of community supports as well as expert Medicare advice.
Medicare Part A is Hospital Coverage. This is federally funded Medicare. If you have worked 40 quarters or 10 years, there is no monthly premium for Medicare Part A. Medicare Part A also pays for Skilled Nursing Facility Services, Pints of Blood and Hospice.
Medicare Part B is your Medical Coverage. Medicare Part B is also federally funded. There is a monthly premium for Part B. This covers doctors visits, x-rays, lab work and services that are not covered by Medicare Part A.
Medicare Part D is prescription drug coverage. This is funded private carriers, but the federal government requires that you have prescription drug coverage.
Medicare Supplement or Medigap Plans are optional. You can purchase Medigap Plans from private carriers to assist in paying for your out of pocket costs for Medicare Part A and Part B.
Medicare Part C is also known as Medicare Advantage. These plans are offered by private carriers and combine your hospital and medical coverage. Many plans also include prescription drug coverage. Depending on the plan you chose, you could have a monthly premium.
Please contact us for assistance with your Medicare options.
12 Dearfield Court, Fairport, New York 14450
Angela David (585) 732-1362 www.MedicareValue.com/angelacdavid Tom David (315) 568-1433 www.MedicareValue.com/tomdavid
Monday - Friday: 9am - 5pm
Saturday - Sunday: By Appointment
*We not do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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