As an Independent Medicare Insurance Brokers, we provide free consultative services to people over 65 and turning 65. We are committed to finding the best Medicare insurance for you by representing over 30 different insurance plans through 9 different insurance companies.
We help you clearly understand how Medicare insurance works for you, what your Medicare choices are, and how you can save the most money on your Medicare coverage. As independent brokers, we represent many different insurance companies and Medicare plans such as Medicare Supplement Plans, Medicare Advantage Plans, and Medicare Part D Prescription Drug Plans.
Angela is a former case manager for people with intellectual disabilities and spent many years working in admissions for a Rochester nursing home. Tom has over 40 years providing exceptional customer service in the banking and retail industries. Choosing Tom and Angela as your Medicare Brokers gives you access to a vast network of community supports as well as expert Medicare advice.
Not eligible for Medicare and still need health insurance?
Angela is a Certified NYS Health Insurance Marketplace Broker and can assist you in navigating the marketplace.
Angela and Tom work with clients all over upstate and Western New York and represent Medicare insurance plans in the following New York counties:
Allegany, Cayuga, Chemung, Erie, Genesee, Livingston, Monroe, Niagara, Onondaga, Ontario, Orleans, Oswego, Schuyeler, Seneca, Steuben, Tomkins, Wayne, Wyoming and Yates.
This year AEP (Annual Election Period) is unlike any other we have experienced before. To reduce the number of face to face meetings, protect our clients and practice social distancing, we will be offering Zoom Video Chat meetings in addition to phone reviews and face to face meetings.
Any test you have for the Coronavirus will be 100% covered under your health insurance plan. However, if you are diagnosed, at this time you are still required to pay any deductibles, co-insurance or co-pays associated with the treatment and your policy.
According to the Centers of Medicare and Medicaid Services (CMS), "It is imperative during this public health emergency that patients avoid travel, when possible, to physicians’ offices, clinics, hospitals, or other health care facilities where they could risk their own or others’ exposure to further illness." It was announced on March 17, 2020, Medicare is allowing your doctors to conduct telemedicine appointments directly without having to comply with HIPPA requirements. "The provider must use an interactive audio and video telecommunications system that permits real-time communication between the distant site and the patient at home." Your doctor has the discretion to charge the normal co-pay or waive it. For more information regarding the announcement, follow this link to the Medicare Telemedicine Health Care Provider Fact Sheet. To start a telemedicine conversation with your doctor, simply call their office. Please note: telemedicine or virtual doctor visits through a specific program are part of your Medicare Advantage plan. Think of these visits as a virtual visit to Urgent Care, rather than a specific appointment with your primary or specialist doctor. If you're unsure where to go for your particular plan, see the links below by clicking on the images. Many of the plans have a $0 or low co-pay to use the system.
The Social Security Administration (SSA) local offices closed as of March 17, 2020. However, you can still contact the SSA through your www.ssa.gov dashboard or by calling the national or local offices.
From the Medicare.gov site:
Please contact us if you have any questions regarding Medicare or the NYS Health Insurance Marketplace.
12 Dearfield Court, Fairport, New York 14450
Monday - Friday: 9am - 5pm
Saturday - Sunday: By Appointment
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This is a proprietary website. and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
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